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Lunch Break Read: What Should Replace Obamacare?

During your lunch break today, be sure to check out this commentary by health care expert Dean Clancy in Conservative Review, titled, “What Should Replace ObamaCare?”

Here is a quick preview:

Question: What should replace Obamacare?
A) Nothing
B) New tax credits or deductions
C) New block grants to states
D) Devolution

Correct Answer: D) Devolution

Let’s look at each of these four options more closely.

Option A (replace Obamacare with nothing) is appealing but not viable. The pre-Obamacare status quo wasn’t Utopia. Health care suffered from serious problems: job lock, rising costs, excessive state and federal mandates, and red tape. Repealing Obamacare won’t remedy those problems. We must also reform health care.

Option B (tax subsidies) is favored by most Beltway conservatives. It would replace most of Obamacare’s mandates and subsidies with a voucher-like federal subsidy scheme administered by the IRS. In the best versions of this option, the so-called Tax Exclusion, the existing subsidy for employer-sponsored health benefits, would be scrapped or capped. That’s a sound idea. The Exclusion is the single largest cause of our current health insurance woes, encouraging overconsumption of health services and creating job lock.

Conservatives are split over whether the new tax subsidies should take the form of credits or deductions, and over whether they should be universal, means-tested, or age-based. But those are details.

A more important question is whether new federal tax subsidies for health insurance are even a good idea?

Read more of this “process of elimination” analysis of ObamaCare at Conservative Review here. 

Deneen Borelli

Deneen Borelli is the author of Blacklash: How Obama and the Left are Driving Americans to the Government Plantation. Deneen is a contributor with Newsmax Broadcasting. She is a former Fox News contributor and has appeared regularly on “Hannity,” “Fox & Friends,” “Your World with Neil Cavuto,” and “America’s Newsroom.” She has also appeared on Fox Business Network programs “Making Money with Charles Payne,” “The Evening Edit with Liz MacDonald,” and “Cavuto: Coast to Coast.” Previously, Deneen appeared on MSNBC, CNN, the BBC and C-SPAN. In addition to television, Deneen co-hosted radio programs on the SiriusXM Patriot channel with her husband Tom. Recently, Deneen co-hosted the Reigniting Liberty podcast with Tom. Deneen is a frequent speaker at political events, including the FreedomWorks 9.12.2009 March on D.C. which drew a crowd estimated at over 800,000 people. Deneen is also an Ambassador with, a social media platform that promotes free speech, and with the America First Policy Institute (AFPI) which advances policies that put Americans first. Deneen testified before the U.S. House of Representatives Committee on Natural Resources in May 2011 and before the Ohio House Public Utilities Committee in December 2011. Previously, Deneen was a host, Outreach Director with overseeing its outreach program, a Project 21 Senior Fellow, and Manager of Media Relations with the Congress of Racial Equality (CORE). Prior to joining CORE, Deneen worked at Philip Morris USA for 20 years. During her corporate career at Philip Morris she worked in various positions, her last as Project Management Coordinator in the Information Management department where she was responsible for the department’s mandated quality processes, communications, sales information and database management. Deneen began her Philip Morris career as a secretary and advanced to positions of increasing responsibilities. Deneen worked full-time and attended classes at night for 11 years to earn her B.A. in Managerial Marketing from Pace University, New York City. Deneen served on the Board of Trustees with The Opportunity Charter School in Harlem, New York. She appeared in educational videos for children, worked as a runway fashion model, and auditioned for television commercials. Her interests include ancient history, pistol target shooting, photography, and volunteering at her church. Deneen currently resides in Connecticut with her husband Tom.

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