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Government PoliciesNews

This Middle Class Family’s Health Care Costs Have Tripled Under Obamacare

Will this presidential election be the most important in American history?

This middle class family is living a nightmare, thanks to Obamacare.

According to the LA Daily News

There were days when Mike Merkel’s health insurance plan drove him to the edge of a breakdown.

It began after President Barack Obama signed the Affordable Care Act in 2010. Merkel saw his private insurance premiums jump from $585 a month to $1,400 for a family of four. He investigated switching but was told by Covered California, the state’s health plan exchange, he was ineligible for tax credits because his family earned just above $97,000. But he could pay $1,200 a month if he put his two children on Medi-Cal.

He switched to a new private plan for he and his wife that had lower premiums, but he later learned his wife, Nina, a breast cancer survivor, could no longer see her doctor at City of Hope for checkups. The family was then mistakenly dropped from the plan after his son joined the U.S. Marines. Earlier this year, when Nina Merkel was diagnosed with angiosarcoma, a form of cancer, their insurance carrier could not tell them which medical provider to go to for PET scans or surgeries.

After two years of letters, phone calls, doctors who fought on his family’s behalf and frustration, Merkel said he’s been able to sort through most of the issues with his Anthem Blue Shield policy, but he’s stuck with high deductibles, the cost of a PET scan, and his wife sees three different doctors at three different medical centers across Los Angeles County.

The Merkel family says their health insurance costs have more than tripled in under 5 years. So much for “if you like your plan, you can keep your plan.” Progressive policies have real consequences, intended and unintended. They hurt real American families every day like the Merkel’s.

Here’s a riddle for the Democrats: if you are making health care so expensive for the middle class that they can’t afford to get sick, are you really increasing access to health care?

Deneen Borelli

Deneen Borelli is the author of Blacklash: How Obama and the Left are Driving Americans to the Government Plantation. Deneen is a contributor with Newsmax Broadcasting. She is a former Fox News contributor and has appeared regularly on “Hannity,” “Fox & Friends,” “Your World with Neil Cavuto,” and “America’s Newsroom.” She has also appeared on Fox Business Network programs “Making Money with Charles Payne,” “The Evening Edit with Liz MacDonald,” and “Cavuto: Coast to Coast.” Previously, Deneen appeared on MSNBC, CNN, the BBC and C-SPAN. In addition to television, Deneen co-hosted radio programs on the SiriusXM Patriot channel with her husband Tom. Recently, Deneen co-hosted the Reigniting Liberty podcast with Tom. Deneen is a frequent speaker at political events, including the FreedomWorks 9.12.2009 March on D.C. which drew a crowd estimated at over 800,000 people. Deneen is also an Ambassador with, a social media platform that promotes free speech, and with the America First Policy Institute (AFPI) which advances policies that put Americans first. Deneen testified before the U.S. House of Representatives Committee on Natural Resources in May 2011 and before the Ohio House Public Utilities Committee in December 2011. Previously, Deneen was a host, Outreach Director with overseeing its outreach program, a Project 21 Senior Fellow, and Manager of Media Relations with the Congress of Racial Equality (CORE). Prior to joining CORE, Deneen worked at Philip Morris USA for 20 years. During her corporate career at Philip Morris she worked in various positions, her last as Project Management Coordinator in the Information Management department where she was responsible for the department’s mandated quality processes, communications, sales information and database management. Deneen began her Philip Morris career as a secretary and advanced to positions of increasing responsibilities. Deneen worked full-time and attended classes at night for 11 years to earn her B.A. in Managerial Marketing from Pace University, New York City. Deneen served on the Board of Trustees with The Opportunity Charter School in Harlem, New York. She appeared in educational videos for children, worked as a runway fashion model, and auditioned for television commercials. Her interests include ancient history, pistol target shooting, photography, and volunteering at her church. Deneen currently resides in Connecticut with her husband Tom.

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